BPI Personal Loan
How to apply for a Personal Loan online 1. Fill out the online application form. 2. Upon successful submission, you will receive an email that your application has been received. Check your spam folder in case the message is not in your inbox. 3. Wait for the SMS notification regarding the status of your loan application.
List of requirements
For employed applicants
1. Valid Philippine government-issued, photo-bearing ID with signature 2. Latest 3 months payslips, OR latest Income Tax Return - (ITR) BIR Form 2316, OR Certificate of Employment
For self-employed applicants
1. Valid Philippine government-issued, photo-bearing ID with signature 2. Audited Financial Statement (3 years), OR latest Income Tax Return (ITR) BIR Form 2316 3. DTI/SEC Business Registration Certificate
- Passport
- Driver's License
- Professional Regulatory Commission (PRC) ID
- Postal ID
- Voter's ID
- Taxpayer Identification Number (TIN)
- Government Service Insurance Sysytem (GSIS) e-Card
- Social Security System (SSS) card
- Senior Citizen card
- Overseas Workers Welfare Administration (OWWA) ID
- Overseas Filipino Worker (OFW) ID
- Government office and Government-owned and Controlled Corporation (GOCC) ID (e.g., Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF) IDs)
- ID issued by the National Council on Disability Affairs
- Integrated Bar of the Philippines (IBP) ID
- Company IDs issued by private entities or institutions registered with or supervised or regulated either by the Banko Sentral ng Pilipinas (BSP), Securities and Exchange Commission (SEC) or Insurance Commission (IC)
- PhilHealth Health Insurance Card ng Bayan
- National Bureau of Investigation (NBI) Clearance
- Police Clearance
- Barangay Certification
- Seaman's Book
- Alien Certificate of Registration / Immigrant Certificate of Registration (not applicable for Housing Loan)
- Department of Social Welfare and Development (DSWD) Certification
- Professional ID cards issued by Maritime Industry Authority (MARINA)
- PhilSys ID (either Digital or Physical copy)
- Printed ePhilID
Tools to assist you
Site terms of use
Loan calculator
DocuSign
Ready to apply?
Apply for a BPI Regular Personal Loan online.
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Disclaimer
The maximum annual contractual rate (ACR) is 25.60%. Flexible loan term options from 12 to 36 months. A minimal one-time processing fee of Php 1,500 will be deducted from the loan proceeds. Documentary Stamps Tax worth Php 1.50 for every Php 200 of loan amount will apply to loans above Php 250,000. To know more, click here.
Example: A loan amounting to Php 20,000 with a term of 12 months will pay Php 22,884, inclusive of interest. The estimated monthly amortization is Php 1,907 with ACR of 25.60%. Compute for your loan here.
